Artisan Contractor Insurance
Build With Confidence
At Ford Insurance, we know that construction isn’t just about building—it’s about craftsmanship. Whether you’re a skilled artisan focused on custom woodworking or masonry, our customized construction insurance
is designed to meet the unique needs of your business. We’ll protect your work, so you can focus on getting the job done right.
What we cover
As an artisan contractor, your insurance needs may differ from those of a general contractor. While both need coverage for liability, property damage, and workers’ compensation, artisan contractors often need custom coverage tailored to their specific trade.
General Liability
Protects against third-party claims for property damage or injury caused by your work.
Commercial Auto
Covers vehicles used for business, from transporting materials to getting to and from job sites.
Tools and Equipment Coverage
Ensures your valuable tools and equipment are protected from damage, theft, or loss.
Workers’ Compensation
Provides protection for you and your crew in case of on-the-job injuries.
Why The Ford Agency
At Ford Insurance, we understand that no two contractors are the same. Whether you’re a general contractor managing large-scale projects or an artisan contractor focused on specialized craftsmanship, we’ll work with you to tailor the right insurance solution for your business.
SPECIALTY INSURANCE
What is Specialty Insurance?
If you own one of the following items, you may want to consider purchasing an additional specialty insurance policy to cover any accidents, theft, or damage.
- High performance or collector vehicles
- ATV- Motorcycle
- Boat
- Recreational Vehicle
- High Value Home
- High Value Renters
- Collectables and collections
- Jewelry
Motorcycle or ATV
Motorcycle insurance, like ATV insurance, is separate from traditional car insurance. It will reimburse you for expenses related to accidents, injuries, and lawsuits and can also help you replace your motorcycle if it is damaged or stolen. Motorcyclists involved in an accident with a driver who has inadequate or no insurance will also receive financial support through their own insurance policy, which can save them a significant amount of money.
Boat Insurance
Boats typically require owners to maintain insurance policies. Boat insurance covers loss or damage of a variety of watercraft, including most motorboats (fishing boats, etc.) and pontoon boats, paddle boats, leisure crafts, and yachts. Typically it does not cover canoes, kayaks, and other small or personal watercraft. Boat insurance covers collisions, property, and bodily damage, and theft. Additional coverage can be purchased for medical payments, fishing equipment, and oil spills, among other options.
RV Insurance
RV insurance covers you from excessive financial loss in the event of an RV accident, including property and bodily damage to you or other motorists. RV insurance is a separate policy from car insurance. Additional coverage options can include campsite and vacation coverage and full-timer coverage if you plan to live in your RV as your full-time residence for a period of time. Without this type of insurance, you can be faced with extensive financial burdens to repair or replace your RV while traveling.
High Value Home or Renters Insurance
High-value home insurance is one of the most comprehensive types of insurance available and is tailored to provide coverage for homes with special design elements and other features, homes that were designed by an architect or decorated by an interior designer, or homes that have historical significance.The same is true for high-value apartments or condos being rented. This type of insurance can also cover high-value art, rugs, jewelry, and other special items, like antiques, that are stored inside the house. High-value home insurance can be beneficial even for homes that are modest but older or historic so contact us to see if your home is eligible.
