Errors and Omissions (E&O) Insurance
Protecting Your Business from the Unexpected
Professional liability insurance, often referred to as E&O insurance, is a critical part of any solid small business insurance policy. This coverage safeguards your business from the financial fallout of alleged professional mistakes, giving you the peace of mind to focus on your work.
What we cover
Mistakes happen, and sometimes services don’t go as planned. That’s where Errors and Omissions (E&O) insurance steps in. E&O insurance protects your business from claims of negligence, errors, or omissions made while providing professional services—even when those claims are without merit. Whether it’s a project that didn’t meet a client’s expectations or a service that missed the mark, we’ve got you covered. E&O insurance helps take care of legal fees, settlements, or damages owed, so you can breathe easy knowing you’re protected.
Medical Malpractice Insurance
Designed for healthcare professionals—doctors, nurses, counselors, and therapists—this coverage protects against claims of negligence in medical services.
Media Liability Insurance:
Tailored for media and advertising pros, this policy shields you from legal claims arising from errors, omissions, or copyright issues in your work.
Why The Ford Agency
At Ford Insurance, we make it simple. With customized plans designed to fit your specific business needs, we ensure you get the right coverage without the hassle. Our focus is to keep your business protected, no matter what industry you’re in. You’ll be backed by a team that understands the risks you face and knows how to minimize them.
SPECIALTY INSURANCE
What is Specialty Insurance?
If you own one of the following items, you may want to consider purchasing an additional specialty insurance policy to cover any accidents, theft, or damage.
- High performance or collector vehicles
- ATV- Motorcycle
- Boat
- Recreational Vehicle
- High Value Home
- High Value Renters
- Collectables and collections
- Jewelry
Motorcycle or ATV
Motorcycle insurance, like ATV insurance, is separate from traditional car insurance. It will reimburse you for expenses related to accidents, injuries, and lawsuits and can also help you replace your motorcycle if it is damaged or stolen. Motorcyclists involved in an accident with a driver who has inadequate or no insurance will also receive financial support through their own insurance policy, which can save them a significant amount of money.
Boat Insurance
Boats typically require owners to maintain insurance policies. Boat insurance covers loss or damage of a variety of watercraft, including most motorboats (fishing boats, etc.) and pontoon boats, paddle boats, leisure crafts, and yachts. Typically it does not cover canoes, kayaks, and other small or personal watercraft. Boat insurance covers collisions, property, and bodily damage, and theft. Additional coverage can be purchased for medical payments, fishing equipment, and oil spills, among other options.
RV Insurance
RV insurance covers you from excessive financial loss in the event of an RV accident, including property and bodily damage to you or other motorists. RV insurance is a separate policy from car insurance. Additional coverage options can include campsite and vacation coverage and full-timer coverage if you plan to live in your RV as your full-time residence for a period of time. Without this type of insurance, you can be faced with extensive financial burdens to repair or replace your RV while traveling.
High Value Home or Renters Insurance
High-value home insurance is one of the most comprehensive types of insurance available and is tailored to provide coverage for homes with special design elements and other features, homes that were designed by an architect or decorated by an interior designer, or homes that have historical significance.The same is true for high-value apartments or condos being rented. This type of insurance can also cover high-value art, rugs, jewelry, and other special items, like antiques, that are stored inside the house. High-value home insurance can be beneficial even for homes that are modest but older or historic so contact us to see if your home is eligible.
