Homeowners Insurance
Protect Your Biggest Investment
Your home is more than just a building—it's where life happens. That’s why our customized homeowners insurance is designed to fit your unique needs, giving you peace of mind knowing that no matter what life throws your way, you’re covered.
What we cover
Homeowners insurance protects you from losses and damages to your home, belongings, and more. Whether it's your roof, the contents inside, or even a guest slipping in your backyard, we’ve got you covered. Our comprehensive policies offer:
Protection for your home and belongings
From the walls to the furniture, we’ll help you recover from damage caused by fire, theft, weather, and more.
Liability coverage
Accidents happen. Whether a visitor gets hurt or you accidentally damage someone else’s property, liability coverage ensures you’re not left holding the bill.
Interior and exterior damage
From broken windows to storm damage, we help cover repairs so you don’t have to worry about a thing.
Why The Ford Agency
At Ford Insurance, we know one-size-fits-all policies don’t fit your life. That's why we offer flexible options that adapt to your specific needs. Whether you're a first-time homeowner or a seasoned pro, we make sure you're covered, so you can focus on enjoying your home. Get a free quote today and see how easy it is to protect your home with Ford Insurance!
SPECIALTY INSURANCE
What is Specialty Insurance?
If you own one of the following items, you may want to consider purchasing an additional specialty insurance policy to cover any accidents, theft, or damage.
- High performance or collector vehicles
- ATV- Motorcycle
- Boat
- Recreational Vehicle
- High Value Home
- High Value Renters
- Collectables and collections
- Jewelry
Motorcycle or ATV
Motorcycle insurance, like ATV insurance, is separate from traditional car insurance. It will reimburse you for expenses related to accidents, injuries, and lawsuits and can also help you replace your motorcycle if it is damaged or stolen. Motorcyclists involved in an accident with a driver who has inadequate or no insurance will also receive financial support through their own insurance policy, which can save them a significant amount of money.
Boat Insurance
Boats typically require owners to maintain insurance policies. Boat insurance covers loss or damage of a variety of watercraft, including most motorboats (fishing boats, etc.) and pontoon boats, paddle boats, leisure crafts, and yachts. Typically it does not cover canoes, kayaks, and other small or personal watercraft. Boat insurance covers collisions, property, and bodily damage, and theft. Additional coverage can be purchased for medical payments, fishing equipment, and oil spills, among other options.
RV Insurance
RV insurance covers you from excessive financial loss in the event of an RV accident, including property and bodily damage to you or other motorists. RV insurance is a separate policy from car insurance. Additional coverage options can include campsite and vacation coverage and full-timer coverage if you plan to live in your RV as your full-time residence for a period of time. Without this type of insurance, you can be faced with extensive financial burdens to repair or replace your RV while traveling.
High Value Home or Renters Insurance
High-value home insurance is one of the most comprehensive types of insurance available and is tailored to provide coverage for homes with special design elements and other features, homes that were designed by an architect or decorated by an interior designer, or homes that have historical significance.The same is true for high-value apartments or condos being rented. This type of insurance can also cover high-value art, rugs, jewelry, and other special items, like antiques, that are stored inside the house. High-value home insurance can be beneficial even for homes that are modest but older or historic so contact us to see if your home is eligible.
