Auto Service Repair Shop Insurance
Secure Your Shop’s Future
Running an auto repair shop comes with plenty of moving parts—your insurance shouldn’t be one of them. At Ford Insurance, we offer customized auto service repair shop insurance designed to protect your business from financial setbacks caused by accidents, damage, and liability claims. Whether you run a small garage or a bustling repair shop, our coverage has you covered, so you can focus on what you do best—getting cars back on the road.
What we cover
Auto service repair shop insurance is tailored to the unique risks faced by auto repair businesses. It offers a range of protections, from property damage to liability claims, and even covers your tools and equipment. This means that whether you’re dealing with a fender bender in the shop or replacing a vital piece of equipment, we’re here to help keep your business running smoothly.
Property Damage
Covers damage to your shop’s building and the contents inside, including tools, equipment, and inventory.
Liability Coverage
Protects your business from claims of injury or damage that happen on your premises or due to the services you provide.
Business Interruption
If an accident or disaster temporarily shuts down your shop, this coverage helps cover lost income and operating expenses while you get back on your feet.
Garage Keepers Insurance
This essential endorsement protects you in case a customer’s car is damaged while in your care, custody, or control.
Why The Ford Agency
Your shop is more than just a business—it’s your livelihood. We understand the risks you face and provide comprehensive coverage that ensures you’re prepared for whatever comes your way. From fender benders to equipment failure, Ford Insurance has your back.
SPECIALTY INSURANCE
What is Specialty Insurance?
If you own one of the following items, you may want to consider purchasing an additional specialty insurance policy to cover any accidents, theft, or damage.
- High performance or collector vehicles
- ATV- Motorcycle
- Boat
- Recreational Vehicle
- High Value Home
- High Value Renters
- Collectables and collections
- Jewelry
Motorcycle or ATV
Motorcycle insurance, like ATV insurance, is separate from traditional car insurance. It will reimburse you for expenses related to accidents, injuries, and lawsuits and can also help you replace your motorcycle if it is damaged or stolen. Motorcyclists involved in an accident with a driver who has inadequate or no insurance will also receive financial support through their own insurance policy, which can save them a significant amount of money.
Boat Insurance
Boats typically require owners to maintain insurance policies. Boat insurance covers loss or damage of a variety of watercraft, including most motorboats (fishing boats, etc.) and pontoon boats, paddle boats, leisure crafts, and yachts. Typically it does not cover canoes, kayaks, and other small or personal watercraft. Boat insurance covers collisions, property, and bodily damage, and theft. Additional coverage can be purchased for medical payments, fishing equipment, and oil spills, among other options.
RV Insurance
RV insurance covers you from excessive financial loss in the event of an RV accident, including property and bodily damage to you or other motorists. RV insurance is a separate policy from car insurance. Additional coverage options can include campsite and vacation coverage and full-timer coverage if you plan to live in your RV as your full-time residence for a period of time. Without this type of insurance, you can be faced with extensive financial burdens to repair or replace your RV while traveling.
High Value Home or Renters Insurance
High-value home insurance is one of the most comprehensive types of insurance available and is tailored to provide coverage for homes with special design elements and other features, homes that were designed by an architect or decorated by an interior designer, or homes that have historical significance.The same is true for high-value apartments or condos being rented. This type of insurance can also cover high-value art, rugs, jewelry, and other special items, like antiques, that are stored inside the house. High-value home insurance can be beneficial even for homes that are modest but older or historic so contact us to see if your home is eligible.
