Marine Inland Insurance
Protect What Matters Wherever Business Takes You
When your business relies on moving equipment, materials, or specialized items, traditional property insurance may not cut it. That’s where Inland Marine Insurance steps in.
What we cover
Despite its name, inland marine insurance doesn’t cover anything ocean-related. Instead, it’s designed for the real world of business — whether your assets are on the road, at a job site, or temporarily stored off-site. This coverage ensures that your property is protected wherever it goes. If you’re moving goods between locations, have specialized equipment in transit, or store property off-site, this insurance is essential. Inland Marine Insurance covers:
Tools & Equipment in Transit
Protection for your materials, equipment, or tools while they’re being transported or stored off your primary location.
Specialized Property
Certain high-value items that standard commercial insurance might exclude, such as: Artwork, Equipment, Cartering Gear, Contractors.
Goods on the Go
Raw materials or finished products being shipped across land.
Why The Ford Agency
You’ve worked hard to build your business. Inland Marine Insurance ensures your property stays protected wherever it goes, so you can focus on what matters most — keeping things moving and growing. Ready to get the right coverage for your business?
Request a quote today and let’s make sure everything is covered from point A to point B and beyond.
SPECIALTY INSURANCE
What is Specialty Insurance?
If you own one of the following items, you may want to consider purchasing an additional specialty insurance policy to cover any accidents, theft, or damage.
- High performance or collector vehicles
- ATV- Motorcycle
- Boat
- Recreational Vehicle
- High Value Home
- High Value Renters
- Collectables and collections
- Jewelry
Motorcycle or ATV
Motorcycle insurance, like ATV insurance, is separate from traditional car insurance. It will reimburse you for expenses related to accidents, injuries, and lawsuits and can also help you replace your motorcycle if it is damaged or stolen. Motorcyclists involved in an accident with a driver who has inadequate or no insurance will also receive financial support through their own insurance policy, which can save them a significant amount of money.
Boat Insurance
Boats typically require owners to maintain insurance policies. Boat insurance covers loss or damage of a variety of watercraft, including most motorboats (fishing boats, etc.) and pontoon boats, paddle boats, leisure crafts, and yachts. Typically it does not cover canoes, kayaks, and other small or personal watercraft. Boat insurance covers collisions, property, and bodily damage, and theft. Additional coverage can be purchased for medical payments, fishing equipment, and oil spills, among other options.
RV Insurance
RV insurance covers you from excessive financial loss in the event of an RV accident, including property and bodily damage to you or other motorists. RV insurance is a separate policy from car insurance. Additional coverage options can include campsite and vacation coverage and full-timer coverage if you plan to live in your RV as your full-time residence for a period of time. Without this type of insurance, you can be faced with extensive financial burdens to repair or replace your RV while traveling.
High Value Home or Renters Insurance
High-value home insurance is one of the most comprehensive types of insurance available and is tailored to provide coverage for homes with special design elements and other features, homes that were designed by an architect or decorated by an interior designer, or homes that have historical significance.The same is true for high-value apartments or condos being rented. This type of insurance can also cover high-value art, rugs, jewelry, and other special items, like antiques, that are stored inside the house. High-value home insurance can be beneficial even for homes that are modest but older or historic so contact us to see if your home is eligible.
