Marine Inland Insurance
Protect What Matters Wherever Business Takes You
When your business relies on moving equipment, materials, or specialized items, traditional property insurance may not cut it. That’s where Inland Marine Insurance steps in.
What we cover
Despite its name, inland marine insurance doesn’t cover anything ocean-related. Instead, it’s designed for the real world of business — whether your assets are on the road, at a job site, or temporarily stored off-site. This coverage ensures that your property is protected wherever it goes. If you’re moving goods between locations, have specialized equipment in transit, or store property off-site, this insurance is essential. Inland Marine Insurance covers:
Tools & Equipment in Transit
Protection for your materials, equipment, or tools while they’re being transported or stored off your primary location.
Specialized Property
Certain high-value items that standard commercial insurance might exclude, such as: Artwork, Equipment, Cartering Gear, Contractors.
Goods on the Go
Raw materials or finished products being shipped across land.
Why The Ford Agency
You’ve worked hard to build your business. Inland Marine Insurance ensures your property stays protected wherever it goes, so you can focus on what matters most — keeping things moving and growing. Ready to get the right coverage for your business?
Request a quote today and let’s make sure everything is covered from point A to point B and beyond.
AUTO INSURANCE
What factors affect my auto insurance premium?
Your auto insurance premium is determined by a combination of factors, including your driving history, the type of coverage you select, the make and model of your vehicle, your location, and even your credit score. Safer drivers with clean records typically pay lower premiums, while high-risk drivers may face higher rates. The specific details can vary between insurance companies, so it's essential to discuss your unique circumstances with one of our experienced agents to get an accurate quote tailored to your needs.
Can I add additional drivers to my auto insurance policy?
Yes, you can usually add additional drivers to your auto insurance policy. This can include family members, friends, or other individuals who regularly drive your vehicle. However, it's essential to provide accurate information about all drivers and their driving history when adding them to your policy.Keep in mind that adding drivers with a poor driving record or a history of accidents may increase your insurance premium. Conversely, adding experienced, safe drivers can sometimes lead to lower rates.
What happens if I let someone borrow my car, and they have an accident?
If you lend your car to someone and they have an accident, typically your auto insurance policy would be the primary coverage in most cases. Insurance typically follows the car, not the driver. So, your insurance would likely be responsible for covering the damages to your vehicle and any liability associated with the accident.However, it's essential to check your policy and consult with your insurance provider because coverage can vary. Some policies may exclude certain drivers or have restrictions on who can use your vehicle. Additionally, if the person borrowing your car has their own auto insurance, their policy might provide secondary coverage.
What types of auto insurance discounts should I expect?
Car insurance often isn’t cheap, but you can cut costs by getting a discount. There are auto insurance discounts for a variety of reasons, including owning a home, driving safely and getting good grades.
The most common types of discounts you can get are for:
Early shopping.
Driver history.
Employment, Education and Group Affiliations.
Vehicle features.
Personal traits.
Customer loyalty.
Multiple policy customers.
