Commercial Auto Insurance
Specifically designed to handle your business needs
Running a business comes with plenty of challenges—your auto insurance shouldn’t be one of them. At Ford Insurance, we offer customized commercial auto insurance that’s built to protect your work vehicles and your bottom line. Whether you’re managing a fleet of trucks or just a couple of company cars, we’ve got you covered, so you can focus on what matters most—growing your business.
What we cover
Your personal car insurance won’t cover claims if you’re driving your car for business purposes and get into an accident. Whether you own a small business with a single delivery van or manage a fleet of trucks, commercial auto insurance makes sure you’re not left footing the bill for repairs, legal fees, or medical expenses after an accident.
Liability Coverage
Pays for injuries and property damage to others if you or one of your employees is at fault in an accident while driving a business vehicle.
Collision Insurance
Helps cover the cost of repairing or replacing your work vehicle if it’s damaged in an accident, no matter who’s at fault.
Comprehensive Insurance
Protects your vehicle against non-collision events like theft, fire, vandalism, or severe weather.
Types of Vehicles Covered
Delivery vans, Commercial trucks (box trucks, semi-trucks), Company cars, Food trucks, Service vehicles
Why The Ford Agency
At Ford Insurance, we make it easy to protect your business and its vehicles with commercial auto insurance tailored to your needs. You’ve worked hard to build your business—let us help you protect it with coverage you can count on.
SPECIALTY INSURANCE
What is Specialty Insurance?
If you own one of the following items, you may want to consider purchasing an additional specialty insurance policy to cover any accidents, theft, or damage.
- High performance or collector vehicles
- ATV- Motorcycle
- Boat
- Recreational Vehicle
- High Value Home
- High Value Renters
- Collectables and collections
- Jewelry
Motorcycle or ATV
Motorcycle insurance, like ATV insurance, is separate from traditional car insurance. It will reimburse you for expenses related to accidents, injuries, and lawsuits and can also help you replace your motorcycle if it is damaged or stolen. Motorcyclists involved in an accident with a driver who has inadequate or no insurance will also receive financial support through their own insurance policy, which can save them a significant amount of money.
Boat Insurance
Boats typically require owners to maintain insurance policies. Boat insurance covers loss or damage of a variety of watercraft, including most motorboats (fishing boats, etc.) and pontoon boats, paddle boats, leisure crafts, and yachts. Typically it does not cover canoes, kayaks, and other small or personal watercraft. Boat insurance covers collisions, property, and bodily damage, and theft. Additional coverage can be purchased for medical payments, fishing equipment, and oil spills, among other options.
RV Insurance
RV insurance covers you from excessive financial loss in the event of an RV accident, including property and bodily damage to you or other motorists. RV insurance is a separate policy from car insurance. Additional coverage options can include campsite and vacation coverage and full-timer coverage if you plan to live in your RV as your full-time residence for a period of time. Without this type of insurance, you can be faced with extensive financial burdens to repair or replace your RV while traveling.
High Value Home or Renters Insurance
High-value home insurance is one of the most comprehensive types of insurance available and is tailored to provide coverage for homes with special design elements and other features, homes that were designed by an architect or decorated by an interior designer, or homes that have historical significance.The same is true for high-value apartments or condos being rented. This type of insurance can also cover high-value art, rugs, jewelry, and other special items, like antiques, that are stored inside the house. High-value home insurance can be beneficial even for homes that are modest but older or historic so contact us to see if your home is eligible.
