Motorcycle Insurance
The Coverage You Need to Ride Free
Wherever your journey takes you, The Ford Agency provides motorcycle insurance tailored for your lifestyle. From cruisers to choppers, we offer protection that’s as reliable as your ride.
What we cover
No matter your riding style, our comprehensive plans are designed for anyone who wants peace of mind on the road. Whether you’re a daily commuter, weekend adventurer, or custom bike enthusiast, you’ll get transparent coverage options with no surprises. We ensure that you’re fully covered, without overpaying or missing out on important details.
Total Loss Coverage
Protection for new bikes and custom rides.
Accessory Insurance
Safeguard your custom parts and gear.
Roadside Assistance
Help when the unexpected happens.
Personal Belongings
Insurance for Your Riding Essentials.
Why The Ford Agency
We partner with top insurers to offer competitive, customizable plans for riders across the U.S. Get the right coverage and peace of mind, coast to coast.
AUTO INSURANCE
What factors affect my auto insurance premium?
Your auto insurance premium is determined by a combination of factors, including your driving history, the type of coverage you select, the make and model of your vehicle, your location, and even your credit score. Safer drivers with clean records typically pay lower premiums, while high-risk drivers may face higher rates. The specific details can vary between insurance companies, so it's essential to discuss your unique circumstances with one of our experienced agents to get an accurate quote tailored to your needs.
Can I add additional drivers to my auto insurance policy?
Yes, you can usually add additional drivers to your auto insurance policy. This can include family members, friends, or other individuals who regularly drive your vehicle. However, it's essential to provide accurate information about all drivers and their driving history when adding them to your policy.Keep in mind that adding drivers with a poor driving record or a history of accidents may increase your insurance premium. Conversely, adding experienced, safe drivers can sometimes lead to lower rates.
What happens if I let someone borrow my car, and they have an accident?
If you lend your car to someone and they have an accident, typically your auto insurance policy would be the primary coverage in most cases. Insurance typically follows the car, not the driver. So, your insurance would likely be responsible for covering the damages to your vehicle and any liability associated with the accident.However, it's essential to check your policy and consult with your insurance provider because coverage can vary. Some policies may exclude certain drivers or have restrictions on who can use your vehicle. Additionally, if the person borrowing your car has their own auto insurance, their policy might provide secondary coverage.
What types of auto insurance discounts should I expect?
Car insurance often isn’t cheap, but you can cut costs by getting a discount. There are auto insurance discounts for a variety of reasons, including owning a home, driving safely and getting good grades.
The most common types of discounts you can get are for:
Early shopping.
Driver history.
Employment, Education and Group Affiliations.
Vehicle features.
Personal traits.
Customer loyalty.
Multiple policy customers.
