Collector or Specialty
Protect Your Classic Car with Tailored Coverage
When it comes to insuring your classic or specialty car, you shouldn’t have to worry about whether your policy is up to the task. With our specialized coverage, you can rest easy knowing you’ve got the best protection for your pride and joy—no matter where the road takes you.
What we cover
Regular car insurance? That’s for everyday drivers. But you’re not everyday. You need a policy built for your classic or collector car—something that not only covers it, but respects it. That’s why we offer classic car insurance that includes:
Agreed Value Coverage
No more guesswork. We’ll settle on your car’s value based on a professional appraisal, so you’re fully covered for what it’s truly worth.
Car Show Coverage
Take pride in showing off your ride? We’ve got you covered with special protection for when your vehicle is on display.
Expert Repairs
Exotic cars require exotic expertise. You’ll have access to repair specialists who understand your vehicle inside and out.
Comprehensive Insurance
Protects your vehicle from theft, fire, vandalism, severe weather, or even a runaway shopping cart.
Why The Ford Agency
At Ford Insurance, we know that your car isn’t just a way to get from point A to point B. Whether you’ve got a cherry red vintage beauty or an exotic showstopper, your ride deserves the kind of coverage that’s as unique as the vehicle itself.
SPECIALTY INSURANCE
What is Specialty Insurance?
If you own one of the following items, you may want to consider purchasing an additional specialty insurance policy to cover any accidents, theft, or damage.
- High performance or collector vehicles
- ATV- Motorcycle
- Boat
- Recreational Vehicle
- High Value Home
- High Value Renters
- Collectables and collections
- Jewelry
Motorcycle or ATV
Motorcycle insurance, like ATV insurance, is separate from traditional car insurance. It will reimburse you for expenses related to accidents, injuries, and lawsuits and can also help you replace your motorcycle if it is damaged or stolen. Motorcyclists involved in an accident with a driver who has inadequate or no insurance will also receive financial support through their own insurance policy, which can save them a significant amount of money.
Boat Insurance
Boats typically require owners to maintain insurance policies. Boat insurance covers loss or damage of a variety of watercraft, including most motorboats (fishing boats, etc.) and pontoon boats, paddle boats, leisure crafts, and yachts. Typically it does not cover canoes, kayaks, and other small or personal watercraft. Boat insurance covers collisions, property, and bodily damage, and theft. Additional coverage can be purchased for medical payments, fishing equipment, and oil spills, among other options.
RV Insurance
RV insurance covers you from excessive financial loss in the event of an RV accident, including property and bodily damage to you or other motorists. RV insurance is a separate policy from car insurance. Additional coverage options can include campsite and vacation coverage and full-timer coverage if you plan to live in your RV as your full-time residence for a period of time. Without this type of insurance, you can be faced with extensive financial burdens to repair or replace your RV while traveling.
High Value Home or Renters Insurance
High-value home insurance is one of the most comprehensive types of insurance available and is tailored to provide coverage for homes with special design elements and other features, homes that were designed by an architect or decorated by an interior designer, or homes that have historical significance.The same is true for high-value apartments or condos being rented. This type of insurance can also cover high-value art, rugs, jewelry, and other special items, like antiques, that are stored inside the house. High-value home insurance can be beneficial even for homes that are modest but older or historic so contact us to see if your home is eligible.
